diff --git a/src/i18n/en.ts b/src/i18n/en.ts
index a991ba8..d08cc4b 100644
--- a/src/i18n/en.ts
+++ b/src/i18n/en.ts
@@ -6387,6 +6387,12 @@ walletUi: {
       editSkaterProfile: 'add your styles & level',
       noPhoto: 'No profile photo yet —',
       addPhoto: 'add one in your profile',
+      finishTitle: 'Finish your card',
+      finishDesc: 'A photo and a Skater profile make it look real.',
+      checkPhoto: 'Profile photo',
+      checkName: 'Display name',
+      checkProfile: 'Styles & level',
+      checkCrew: 'Join a crew',
       accent: 'Accent colour',
       accentHint: 'Overrides the theme accent',
       accentClear: 'Use theme colour',
diff --git a/src/i18n/es.ts b/src/i18n/es.ts
index 3437138..b1699a6 100644
--- a/src/i18n/es.ts
+++ b/src/i18n/es.ts
@@ -6387,6 +6387,12 @@ walletUi: {
       editSkaterProfile: 'añade tus estilos y nivel',
       noPhoto: 'Aún no tienes foto de perfil —',
       addPhoto: 'añádela en tu perfil',
+      finishTitle: 'Completa tu carné',
+      finishDesc: 'Una foto y un perfil de skater lo hacen parecer real.',
+      checkPhoto: 'Foto de perfil',
+      checkName: 'Nombre visible',
+      checkProfile: 'Estilos y nivel',
+      checkCrew: 'Únete a una cuadrilla',
       accent: 'Color de acento',
       accentHint: 'Sustituye el acento del tema',
       accentClear: 'Usar color del tema',
diff --git a/src/pages/RiderCardPage.tsx b/src/pages/RiderCardPage.tsx
index 9e4f619..43a96ac 100644
--- a/src/pages/RiderCardPage.tsx
+++ b/src/pages/RiderCardPage.tsx
@@ -186,6 +186,15 @@ export default function RiderCardPage() {
   const derivedLevel = skaterProfile?.level
     ? (SKATER_LEVELS[skaterProfile.level]?.label ?? '')
     : (skaterProfile?.customLevel ?? '');
+
+  // "Finish your card" checklist — a card is only as good as what's on it.
+  const cardChecks = [
+    { done: !!metadata?.picture, label: t('cardUi.studio.checkPhoto'), to: '/settings?section=profile' },
+    { done: !!metadata?.name, label: t('cardUi.studio.checkName'), to: '/settings?section=profile' },
+    { done: (skaterProfile?.styles?.length ?? 0) > 0 || !!skaterProfile?.level, label: t('cardUi.studio.checkProfile'), to: '/skaters' },
+    { done: memberships.length > 0, label: t('cardUi.studio.checkCrew'), to: '/crews' },
+  ];
+  const incomplete = cardChecks.some((c) => !c.done);
   const { mutate: publishEvent } = useNostrPublish();
   const { mutateAsync: uploadFile, isPending: uploadingLogo } = useUploadFile();
   const { toast } = useToast();
@@ -659,6 +668,27 @@ export default function RiderCardPage() {
             {/* ══ RIGHT: inspector ══ */}
             <div className="mt-8 space-y-6 lg:mt-0">
 
+              {/* Finish-your-card checklist (personal card) */}
+              {cardType === 'rider' && incomplete && (
+                <div className="rounded-xl border border-[#ccff00]/30 bg-[#ccff00]/5 p-4">
+                  <div className="text-xs font-black uppercase tracking-wide text-[#ccff00]">{t('cardUi.studio.finishTitle')}</div>
+                  <p className="mt-1 text-[11px] text-gray-400">{t('cardUi.studio.finishDesc')}</p>
+                  <div className="mt-3 flex flex-wrap gap-1.5">
+                    {cardChecks.map((c) => (
+                      c.done ? (
+                        <span key={c.label} className="inline-flex items-center gap-1 rounded-lg border border-white/10 bg-white/5 px-2.5 py-1 text-[11px] font-bold text-green-400">
+                          ✓ {c.label}
+                        </span>
+                      ) : (
+                        <Link key={c.label} to={c.to} className="inline-flex items-center gap-1 rounded-lg border border-[#ccff00]/40 bg-[#ccff00]/10 px-2.5 py-1 text-[11px] font-bold text-[#ccff00] hover:bg-[#ccff00]/20">
+                          + {c.label}
+                        </Link>
+                      )
+                    ))}
+                  </div>
+                </div>
+              )}
+
               {/* Card type */}
               <div>
                 <p className="mb-2 text-[10px] font-black uppercase tracking-widest text-gray-600">{t('labUi.rider.cardType')}</p>
@@ -814,6 +844,7 @@ export default function RiderCardPage() {
                       </p>
                     )}
 
+
                     <div className="grid grid-cols-2 gap-3">
                       <div>
                         <Label className="mb-1.5 block text-[10px] uppercase tracking-widest text-gray-500">{t('labUi.rider.ridesFor')}</Label>