diff --git a/src/components/CraftProfileForm.tsx b/src/components/CraftProfileForm.tsx
index cfb9da9..ceb4ea5 100644
--- a/src/components/CraftProfileForm.tsx
+++ b/src/components/CraftProfileForm.tsx
@@ -16,6 +16,7 @@ import { useUploadFile } from '@/hooks/useUploadFile';
 import { useToast } from '@/hooks/useToast';
 import { LoginArea } from '@/components/auth/LoginArea';
 import { NofferField } from '@/components/NofferField';
+import { PaymentReadinessNote } from '@/components/PaymentReadinessNote';
 import { EntityTypeField } from '@/components/EntityTypeField';
 import { CrewLinkField } from '@/components/CrewLinkField';
 import { LabProUpgrade } from '@/components/LabProUpgrade';
@@ -445,9 +446,13 @@ export function CraftProfileForm({ config }: { config: CraftFormConfig }) {
             </CardContent>
           </Card>
 
-          {/* CLINK tip jar */}
+          {/* Payments — Lightning address (from profile) + optional CLINK code */}
           <Card className="bg-black/60 border-white/10">
-            <CardContent className="p-5">
+            <CardContent className="p-5 space-y-4">
+              <Label className="text-xs font-bold uppercase tracking-widest text-gray-400">
+                Getting Paid
+              </Label>
+              <PaymentReadinessNote />
               <NofferField value={noffer} onChange={setNoffer} />
             </CardContent>
           </Card>
diff --git a/src/components/PaymentReadinessNote.tsx b/src/components/PaymentReadinessNote.tsx
new file mode 100644
index 0000000..a649340
--- /dev/null
+++ b/src/components/PaymentReadinessNote.tsx
@@ -0,0 +1,69 @@
+import { Link } from 'react-router-dom';
+import { Zap, CheckCircle2, AlertCircle } from 'lucide-react';
+import { useCurrentUser } from '@/hooks/useCurrentUser';
+import { useAuthor } from '@/hooks/useAuthor';
+import { isValidLightningAddress, isValidSilentPayment } from '@/lib/types';
+
+/**
+ * Payment-readiness note for provider / Lab / crew forms.
+ *
+ * Lightning address (lud16) and Bitcoin Silent Payment live on the user's Nostr
+ * profile (kind 0), NOT on each individual Lab event — so a single source of
+ * truth never goes stale across a person's many profiles. This note simply
+ * tells a provider whether that source is set up, and links them to Edit Profile
+ * if it isn't, so they always have a clear path to "get paid".
+ */
+export function PaymentReadinessNote() {
+  const { user } = useCurrentUser();
+  const author = useAuthor(user?.pubkey || '');
+  const metadata = author.data?.metadata;
+
+  const lud16 = metadata?.lud16;
+  const hasLightning = isValidLightningAddress(lud16) || !!metadata?.lud06;
+  // Silent payment lives in a custom kind-0 field the app reads elsewhere.
+  const rawSp = (metadata as Record<string, unknown> | undefined)?.bitcoin_silent_payment;
+  const hasSilentPayment = typeof rawSp === 'string' && isValidSilentPayment(rawSp);
+
+  if (!user) return null;
+
+  const ready = hasLightning;
+
+  return (
+    <div
+      className={
+        ready
+          ? 'space-y-1.5 rounded-lg border border-green-500/25 bg-green-500/5 p-4'
+          : 'space-y-1.5 rounded-lg border border-yellow-500/30 bg-yellow-500/5 p-4'
+      }
+    >
+      <div className="flex items-center gap-2">
+        <Zap className={ready ? 'h-4 w-4 text-green-400' : 'h-4 w-4 text-yellow-400'} />
+        <span className={ready ? 'text-sm font-bold text-green-300' : 'text-sm font-bold text-yellow-300'}>
+          {ready ? 'You can get paid' : 'Set up payments to get paid'}
+        </span>
+      </div>
+
+      {ready ? (
+        <p className="flex items-start gap-1.5 text-xs text-gray-400">
+          <CheckCircle2 className="mt-0.5 h-3.5 w-3.5 shrink-0 text-green-400" />
+          <span>
+            Your Lightning address{lud16 ? <> (<span className="font-mono">{lud16}</span>)</> : ''} is on your
+            profile — people can zap and pay you directly.
+            {hasSilentPayment && ' A Bitcoin Silent Payment address is set too.'}
+          </span>
+        </p>
+      ) : (
+        <p className="flex items-start gap-1.5 text-xs text-gray-400">
+          <AlertCircle className="mt-0.5 h-3.5 w-3.5 shrink-0 text-yellow-400" />
+          <span>
+            Add a Lightning address (and optionally a Bitcoin Silent Payment address) to your{' '}
+            <Link to="/settings" className="text-yellow-400 underline hover:text-yellow-300">
+              Nostr profile
+            </Link>{' '}
+            so skaters can pay you. It's set once and works across every profile you have here.
+          </span>
+        </p>
+      )}
+    </div>
+  );
+}
diff --git a/src/lib/types.ts b/src/lib/types.ts
index a4f5f75..361ab56 100644
--- a/src/lib/types.ts
+++ b/src/lib/types.ts
@@ -1684,7 +1684,6 @@ export const JUDGE_FORMAT_LABELS: Record<string, string> = {
   mini_ramp: 'Mini Ramp',
   park: 'Park',
   street: 'Street',
-  downhill: 'Downhill / Longboard',
   freestyle: 'Freestyle',
   world_tour: 'World Destruction Tour',
   am_series: 'Am Series / Qualifiers',
diff --git a/src/pages/BecomeBuilderPage.tsx b/src/pages/BecomeBuilderPage.tsx
index f69c820..1856d04 100644
--- a/src/pages/BecomeBuilderPage.tsx
+++ b/src/pages/BecomeBuilderPage.tsx
@@ -20,6 +20,7 @@ import { WalletModal } from '@/components/WalletModal';
 import { LoginArea } from '@/components/auth/LoginArea';
 import { SpotPicker } from '@/components/SpotPicker';
 import { NofferField } from '@/components/NofferField';
+import { PaymentReadinessNote } from '@/components/PaymentReadinessNote';
 import { EntityTypeField } from '@/components/EntityTypeField';
 import { CrewLinkField } from '@/components/CrewLinkField';
 import {
@@ -486,6 +487,7 @@ export default function BecomeBuilderPage() {
                     <Input id="social" placeholder="@username or link" value={social} onChange={(e) => setSocial(e.target.value)} className="bg-gray-800 border-gray-700" />
                   </div>
                 </div>
+                <PaymentReadinessNote />
                 <NofferField value={noffer} onChange={setNoffer} />
                 <div className="p-3 rounded-lg border border-amber-500/30 bg-amber-500/5">
                   <p className="text-sm text-gray-300">💬 Clients can message you directly through SkateSpots' encrypted messaging</p>
diff --git a/src/pages/BecomeCoachPage.tsx b/src/pages/BecomeCoachPage.tsx
index 008774e..73f4299 100644
--- a/src/pages/BecomeCoachPage.tsx
+++ b/src/pages/BecomeCoachPage.tsx
@@ -19,6 +19,7 @@ import { WalletModal } from '@/components/WalletModal';
 import { LoginArea } from '@/components/auth/LoginArea';
 import { SpotPicker } from '@/components/SpotPicker';
 import { NofferField } from '@/components/NofferField';
+import { PaymentReadinessNote } from '@/components/PaymentReadinessNote';
 import { EntityTypeField } from '@/components/EntityTypeField';
 import { CrewLinkField } from '@/components/CrewLinkField';
 import { SKATE_COACH_KIND, SKATE_SPOT_KIND, COACH_SKILL_LABELS, COACH_SKILL_DESCRIPTIONS, isValidNoffer, type EntityType } from '@/lib/types';
@@ -401,6 +402,7 @@ export default function BecomeCoachPage() {
                   </div>
                 </div>
 
+                <PaymentReadinessNote />
                 <NofferField value={noffer} onChange={setNoffer} />
 
                 <div className="p-3 rounded-lg border border-blue-500/30 bg-blue-500/5">
diff --git a/src/pages/BecomeEditorPage.tsx b/src/pages/BecomeEditorPage.tsx
index acb51cb..2bf3653 100644
--- a/src/pages/BecomeEditorPage.tsx
+++ b/src/pages/BecomeEditorPage.tsx
@@ -18,6 +18,7 @@ import { useWallet } from '@/hooks/useWallet';
 import { WalletModal } from '@/components/WalletModal';
 import { LoginArea } from '@/components/auth/LoginArea';
 import { NofferField } from '@/components/NofferField';
+import { PaymentReadinessNote } from '@/components/PaymentReadinessNote';
 import {
   SKATE_EDITOR_KIND,
   EDITOR_SERVICE_LABELS,
@@ -427,6 +428,7 @@ export default function BecomeEditorPage() {
                   <Input placeholder="Website" value={website} onChange={(e) => setWebsite(e.target.value)} className="bg-gray-800 border-gray-700" />
                   <Input placeholder="Instagram / Social handle" value={social} onChange={(e) => setSocial(e.target.value)} className="bg-gray-800 border-gray-700" />
                 </div>
+                <PaymentReadinessNote />
                 <NofferField value={noffer} onChange={setNoffer} />
               </div>
             </CardContent>
diff --git a/src/pages/BecomeFilmerPage.tsx b/src/pages/BecomeFilmerPage.tsx
index 47065e8..d930647 100644
--- a/src/pages/BecomeFilmerPage.tsx
+++ b/src/pages/BecomeFilmerPage.tsx
@@ -19,6 +19,7 @@ import { WalletModal } from '@/components/WalletModal';
 import { LoginArea } from '@/components/auth/LoginArea';
 import { SpotPicker } from '@/components/SpotPicker';
 import { NofferField } from '@/components/NofferField';
+import { PaymentReadinessNote } from '@/components/PaymentReadinessNote';
 import { EntityTypeField } from '@/components/EntityTypeField';
 import { CrewLinkField } from '@/components/CrewLinkField';
 import { SKATE_FILMER_KIND, SKATE_SPOT_KIND, FILMING_SERVICE_LABELS, FILMING_SERVICE_DESCRIPTIONS, FILMING_SKILL_LABELS, FILMING_SKILL_DESCRIPTIONS, isValidNoffer, type EntityType } from '@/lib/types';
@@ -459,6 +460,7 @@ export default function BecomeFilmerPage() {
                   </div>
                 </div>
 
+                <PaymentReadinessNote />
                 <NofferField value={noffer} onChange={setNoffer} />
 
                 <div className="p-3 rounded-lg border border-blue-500/30 bg-blue-500/5">
diff --git a/src/pages/BecomePhotographerPage.tsx b/src/pages/BecomePhotographerPage.tsx
index 8389cf4..f0aeaf8 100644
--- a/src/pages/BecomePhotographerPage.tsx
+++ b/src/pages/BecomePhotographerPage.tsx
@@ -19,6 +19,7 @@ import { WalletModal } from '@/components/WalletModal';
 import { LoginArea } from '@/components/auth/LoginArea';
 import { SpotPicker } from '@/components/SpotPicker';
 import { NofferField } from '@/components/NofferField';
+import { PaymentReadinessNote } from '@/components/PaymentReadinessNote';
 import { EntityTypeField } from '@/components/EntityTypeField';
 import { CrewLinkField } from '@/components/CrewLinkField';
 import type { EntityType } from '@/lib/types';
@@ -508,6 +509,7 @@ export default function BecomePhotographerPage() {
                     <Input id="social" placeholder="@username or link" value={social} onChange={(e) => setSocial(e.target.value)} className="bg-gray-800 border-gray-700" />
                   </div>
                 </div>
+                <PaymentReadinessNote />
                 <NofferField value={noffer} onChange={setNoffer} />
                 <div className="p-3 rounded-lg border border-indigo-500/30 bg-indigo-500/5">
                   <p className="text-sm text-gray-300">💬 Riders can message you directly through SkateSpots' encrypted messaging</p>